Financial concerns and readiness for retirement remain top worries for Americans, even as many employers are trying to help by offering financial education benefits.
By getting employees more directly engaged in their own financial well-being educating them on their benefits, helping them make the right retirement planning decisions and learning how to tackle financial stress by addressing their own debt and their worries over health care costs employers are seeing lower turnover and increased productivity.
Are your retirement plan fees market-competitive? Fees don't necessarily have to be the lowest cost, but they do need to be reasonable.
Rising interest rates and strong stock market performance have improved funding ratios for DB plans and created an environment in which plan sponsors can and are acting decisively to mitigate risk.
How does your investment fund line-up compare to the market? Do you have too many investment options or too few? Regular blogger Robert C. Lawton outlines some best practices with regard to investment menus.
Commentary: With too many choices, the net result is that participants make poorer choices, or simply make no choice, writes blogger Aaron Friedman about one particular retirement vehicle.
The IRS last week issued Notice 2014-19, which sets forth the rules for recognition of same-sex spouses in retirement plan administration. Here's what employers need to know.
Commentary: Required minimum distributions can be tricky. Columnist John Ludwig has tips for advising employees on this topic.
A new PwC survey suggests millennial employees are feeling the pinch more strongly than other workers, and notes that ongoing financial stress can be a tremendous drain on worker productivity and performance and will be until remuneration begins to match the rapidly increasing cost of living.
MetLife has launched a new voluntary life insurance product aimed at baby boomers nearing retirement.
Wondering whether your plan design is still market competitive? Leading-edge 401(k) and 403(b) plans have the following plan design features in common.
Commentary: Research shows that the financial services industry remains the least trusted business, according to blogger Jerry Kalish. However, people trust business overall to innovate and change, more than the government. Heres how you can start to build trust back.
A new study finds that retirement readiness among the baby boomer generation continued its decline in key confidence measurements that look at whether the age cohort was comfortable with covering medical expenses and income needs when they exit the workforce.
As hopeful evidence that a half-decade of retirement savings doldrums may finally be over, a new examination of employee 401(k) participation suggests workers are back on the savings path and increasingly using HSAs as a new form of long-term financial planning.
Lower salaries and longer life expectancies are two of several factors that put women at a greater risk for not achieving a financially secure retirement. In fact, only 7% of women are very confident in their ability to retire comfortably, according to the 14th annual Transamerica Retirement Survey of Workers. Here are a few ways advisers can help their employers ensure female employees are ready. [Images: Thinkstock]