Commentary: The kind of intense research that goes into, say, a television purchase is missing from a major marketand retirement advisers should take notice of this opportunity.
The embattled California city has negotiated a deal to exit bankruptcy without neglecting its obligations to the state's public employee retirement system, avoiding a $1.6 billion termination fee.
ERISA can be a complicated law to navigate, especially for companies that dont have access to internal resources who understand the inner workings and compliance issues of 401(k) plans. Pay close attention to these 10 items to avoid catching the eye of the DOL.
As more and more employers analyze their ever-growing pension obligations, Boeing and Hartford Financial Services Group are the latest companies to use the lump-sum payment tactic to limit their liabilities.
Benefit brokers say employers are more and more looking toward financial wellness programs to assist employees saddled with increased health care costs.
The number of employees participating in employer-based retirement plans increased in 2013 for the first time in several years, pointing to a national economy slowly mending itself and an increasing employment rate in the aftermath of the recession, the Employee Benefit Research Institute says.
A passive portfolio management approach is appropriate for many 401(k) plan participants and individual investors. But indexing isnt right for everyone.
Four decades after its introduction, the Employee Retirement Income Security Act has done much to help American workers create a small sense of financial security as they ponder their post-working years.
Alongside the IRS announcement last week to increase contribution caps to 401(k) plans, the Department of Labor issued guidance that will ease plan sponsors abilities to offer annuities as part of their retirement plans.
Commentary: Columnist John Ludwig asks, with all the effort put into fee disclosures and the money to produce them; does it really help the participant in the end?
Thanks to new cost-of-living adjustments, the Internal Revenue Service is allowing the American workforce to save a bit more in their retirement plans next year.
Earlier this year, the Employee Benefits Security Administration at the U.S. Department of Labor, outlined initiatives to educate and protect 401(k) plan participants. Along with those initiatives comes an increased risk of a DOL audit for companies that dont take the necessary steps to ensure their benefit plans are compliant and being properly administered for their employees.
Volatility has returned to the equity markets with a vengeance. The Dow Jones Industrial Average has fluctuated by hundreds of points on many recent trading days. During these times your 401(k) plan participants can become very nervous.
With companies granting over $110 billion in equity each year to employees, the stakes are very high for employers to demonstrate a strong return on investment from their equity compensation plans. And yet, there appears to be a disconnect in how these companies and their employees perceive equity awards.
What's keeping female employees from getting more deeply involved in their own retirement savings? Better plan design and more personalized communications can help offset women's reluctance - or perceived financial inability - to help make savings plans.