Legal & Regulatory

  • Don’t miss the lessons of ACA’s first enrollment

    April 8, 2014

    The ACA's first open enrollment period presented some expected — and some out-of-the-blue — challenges for carriers, agents and others tasked with enrolling millions of individuals on the health insurance exchanges. Those challenges should serve as lessons and preparation exercises for the next open enrollment, several industry experts advise.

  • Uninsured rate drops to lowest level since 2008

    April 7, 2014

    The number of uninsured Americans has dropped to its lowest level recorded since 2008, a new Gallup poll finds, attributing the decrease to ACA successes.

  • Fear the DOL wage and hour audit

    April 7, 2014

    Commentary: More DOL audits are conducted around wage and hour issues than any other topic. Be careful to not dismiss this matter, as there could be major benefits-related consequences for employers if problems are found, writes columnist Craig Davidson.

  • NLRB classification of athletes as employees highlights a health care reform land mine

    April 3, 2014

    Employers have always been concerned about the potential for worker reclassification, but health care reform and a recent National Labor Relations Board decision take this issue to an entirely new level.

  • ACA enforcement like snow removal, IRS chief says

    April 3, 2014

    Administering the 2010 health care law is just like municipal snow shoveling — a top priority that’s non-negotiable, John Koskinen, the commissioner of the U.S. Internal Revenue Service, said Wednesday.

  • Threat of ACA penalties could spike future exchange enrollments

    March 31, 2014

    Going uninsured is about to get very expensive. New estimates by NerdWallet show the minimum amount of lifetime penalties for someone who is uninsured is more than $36,000.

  • Federal agencies issue final regulations on wellness programs under the ACA

    March 31, 2014

    Wellness programs have long been subject to myriad federal and state laws. Primary among these are laws involving discrimination rules. Wellness programs are required to satisfy certain criteria in order to be considered non-discriminatory under the Affordable Care Act.

  • Too soon to tell the success of the ACA

    PODCAST | March 31, 2014

    Despite open enrollment ending March 31, Cynthia Cox, senior policy analyst at the Kaiser Family Foundation, says that the success of the Affordable Care Act will depend on a number of factors and is what really matters in the long-term. She also shares where we go from here.

  • States struggle with health care costs as ACA’s deadline approaches

    March 28, 2014

    With Monday’s looming Affordable Care Act open enrollment deadline, a new analysis of Americans in all 50 states and the District of Columbia finds that health care costs are still a top concern.

  • Oregon brokers get 31 extra days to enroll consumers

    March 27, 2014

    As the majority of brokers working on the ACA’s exchanges rush to finish applications before the March 31 open enrollment deadline, Oregon brokers are in a different situation.

  • Public opinion divide on ACA narrows

    March 26, 2014

    Americans are becoming less divided about the Affordable Care Act, as the gap between favorable and unfavorable views of the law has narrowed among both the general public and the uninsured, a new survey finds.

  • Obamacare deadline extended for last-minute enrollees

    March 26, 2014

    Americans will get more time to enroll in Obamacare insurance plans if they started the process but were unable to complete it before the March 31 deadline.

  • Will state HIX stumbles extend enrollment deadlines?

    March 25, 2014

    State-run exchange flaws have sparked talk of extending the open enrollment deadline beyond March 31 in states where residents could not complete applications through their respective online marketplaces.

  • Leading carrier tops broker frustrations in final lap of ACA enrollment

    March 24, 2014

    With just days to go in open enrollment on the ACA’s public exchanges, brokers say the biggest problem is getting a hold of certain carriers, and one in particular rose to the top of the list of complaints.

  • GOP challenges Obama’s delay of employer mandate

    March 21, 2014

    Republican leaders on the House Oversight and Government Reform Committee are challenging the Treasury Department’s authority to delay the Affordable Care Act’s employer mandate, calling it a political move directed by President Obama ahead of the November elections.

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