Legal & Regulatory

  • Is private exchange litigation only a matter of time?

    April 22, 2014

    While just over half of employers in a recent survey said it was very important for a private exchange to accept ERISA fiduciary responsibilities for the plans purchased on the exchange, the reality is employers cannot offload their fiduciary responsibility by moving to a private exchange, say legal experts.

  • 5 cost-saving tactics for ACA compliance

    April 17, 2014

    Complying with the Affordable Care Act’s employer shared responsibility rules could add up for employers. Here are five strategies to recommend to your clients today, according to consulting firm Mercer. [Photos: ThinkStock]

  • Regular ACA enrollment closes for 2014 health plans

    April 16, 2014

    Tuesday was the last day of a two-week health law extension for hundreds of thousands of people who couldn’t finish their enrollment by March 31, the official deadline to sign up for a federally subsidized insurance plan in 2014.

  • Mixed hopes for Sylvia Mathews Burwell’s HHS future

    April 14, 2014

    Benefit advisers are hopeful Sylvia Mathews Burwell will repair strained communications between industry and HHS, while others view her nomination as largely a political move designed to push Obama’s divisive health care reform agenda.

  • ACA marches on, despite Sebelius resignation

    April 11, 2014

    The change in leadership at the Department of Health and Human Services will have little effect on employers and the continued rollout of the Affordable Care Act, say benefit industry experts. Some expressed surprise at Kathleen Sebelius's resignation while others did not.

  • The stormy tenure of Kathleen Sebelius

    April 11, 2014

    Commentary: Columnist Craig Davidson questions whether this was a true resignation or was she a "sacrificial lamb?"

  • Don’t miss the lessons of ACA’s first enrollment

    April 8, 2014

    The ACA's first open enrollment period presented some expected — and some out-of-the-blue — challenges for carriers, agents and others tasked with enrolling millions of individuals on the health insurance exchanges. Those challenges should serve as lessons and preparation exercises for the next open enrollment, several industry experts advise.

  • Uninsured rate drops to lowest level since 2008

    April 7, 2014

    The number of uninsured Americans has dropped to its lowest level recorded since 2008, a new Gallup poll finds, attributing the decrease to ACA successes.

  • Fear the DOL wage and hour audit

    April 7, 2014

    Commentary: More DOL audits are conducted around wage and hour issues than any other topic. Be careful to not dismiss this matter, as there could be major benefits-related consequences for employers if problems are found, writes columnist Craig Davidson.

  • NLRB classification of athletes as employees highlights a health care reform land mine

    April 3, 2014

    Employers have always been concerned about the potential for worker reclassification, but health care reform and a recent National Labor Relations Board decision take this issue to an entirely new level.

  • ACA enforcement like snow removal, IRS chief says

    April 3, 2014

    Administering the 2010 health care law is just like municipal snow shoveling — a top priority that’s non-negotiable, John Koskinen, the commissioner of the U.S. Internal Revenue Service, said Wednesday.

  • Threat of ACA penalties could spike future exchange enrollments

    March 31, 2014

    Going uninsured is about to get very expensive. New estimates by NerdWallet show the minimum amount of lifetime penalties for someone who is uninsured is more than $36,000.

  • Federal agencies issue final regulations on wellness programs under the ACA

    March 31, 2014

    Wellness programs have long been subject to myriad federal and state laws. Primary among these are laws involving discrimination rules. Wellness programs are required to satisfy certain criteria in order to be considered non-discriminatory under the Affordable Care Act.

  • Too soon to tell the success of the ACA

    PODCAST | March 31, 2014

    Despite open enrollment ending March 31, Cynthia Cox, senior policy analyst at the Kaiser Family Foundation, says that the success of the Affordable Care Act will depend on a number of factors and is what really matters in the long-term. She also shares where we go from here.

  • States struggle with health care costs as ACA’s deadline approaches

    March 28, 2014

    With Monday’s looming Affordable Care Act open enrollment deadline, a new analysis of Americans in all 50 states and the District of Columbia finds that health care costs are still a top concern.

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