Plan Design / Admin

  • Time’s up for mini-med plans as skinny plans gain focus

    July 7, 2014

    With the major elements of the Affordable Care Act taking effect this year, mini-med plans have met their demise, but skinny plans are gaining traction in their place.

  • IRS finalizes regulations for health insurance tax credits for small employers

    July 1, 2014

    The IRS has issued final regulations clarifying tax credits for small employers offering coverage to their employees through the SHOP exchange.

  • Commission cutbacks compel brokers to reconsider voluntary benefits

    PODCAST | June 30, 2014

    Tye Elliott, vice president of broker sales at Aflac talks to EBA about how health care reform has changed the revenue model for benefit advisers and increased the need for employers to offer voluntary benefits.

  • A less-than-happy checkup

    June 27, 2014

    There are few smiles as the ACA’s effect on dental coverage begins to be better understood. Coupling dental benefits with health care coverage may have unintended consequences — and complicate access for employees.

  • Can employers reimburse employees for coverage purchased on the ACA exchanges?

    June 26, 2014

    Benefit broker and former lawyer David C. Smith breaks down this question that has been somewhat controversial in the past few months, yet he says has a very clear answer.

  • Employers identify barriers to private exchange adoption

    June 26, 2014

    Although some employers are considering and even implementing a private exchange option for their employees, many remain skeptical of the immaturity of the marketplace and employee readiness.

  • Feds clarify employee orientation periods under the ACA

    June 25, 2014

    In a final rule published today, the U.S. Departments of Labor, Treasury and Health and Human Services say employers can require employee orientation periods to become eligible for health benefits, but say they cannot last longer than one month.

  • Private Exchanges 201: An Employer Guide to Comparing and Integrating with Private Exchanges

    June 25, 2014

    Private Exchanges are rapidly gaining in popularity as a means of purchasing health benefits in the wake of the Affordable Care Act. With promises of greater cost control and increased employee satisfaction, are they the solution? And with more options to choose from, what questions should employers be asking as they compare private exchanges?

    View this webinar on demand for employers in which we’ll examine:

    • How private exchanges work and their ability to control costs
    • The consumer experience, including satisfaction levels and employee benefit selection patterns in subsequent years
    • The questions you should be asking to find the private exchange that best fits your needs, especially around customization options and integration

    You want to be sure the way you deliver health benefit options is easy and affordable for you and your employees, and you should be armed with facts. We hope you can join us to learn more about private exchanges and how they can help you and your employees.

    ***There is a Q&A Session at the end of the presentation.

    Sponsored By:

  • Where do e-cigarettes fit into an ACA-compliant wellness program?

    June 24, 2014

    The ACA has increased incentives for employees to quit smoking, but employers are wondering where e-cigarettes fit into the equation.

  • U.S. hires UnitedHealth exec to lead Obamacare effort at CMS

    June 23, 2014

    The UnitedHealth Group Inc. executive whose Optum division helped states and the federal government fix Obamacare health exchanges will become second-in- command at the agency that runs the U.S. program.

  • Advisers poised to address consumer concerns with ACA premium hikes

    June 20, 2014

    Early health plan rate filings for 2015 signal premium rate hikes that could force individuals to consider switching plans. Confused consumers will be looking for help from benefit brokers and agents well-versed in plan options.

  • FAQs about the ACA: Out-of-pockets and preventative care

    June 19, 2014

    Advisers working with employer clients on ACA compliance should pay close attention to the DOL’s recent updates on out-of-pocket limits and preventive service requirements.

  • Emergence of single-carrier model expected in private HIX

    June 19, 2014

    Private exchanges increasingly will feature single-carrier rather than multicarrier networks as well as more expansive product lines.

  • Advisers at odds with AHIP’s newly proposed cost level on ACA exchanges

    June 13, 2014

    Insurance carriers are proposing a series of solutions to make the ACA exchanges more consumer-friendly, but not all brokers and agents agree with the ideas.

  • Private exchange enrollment hits 3M

    June 13, 2014

    Estimated enrollment is three times the number consultancy predicted last year.

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