Commentary

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  • Tackling fantasy football in the workplace

    September 4, 2014

    Employees will play fantasy football and will do it in the workplace. It is incumbent upon HR and benefit managers to find ways to keep employees engaged and let them have some fun. But it’s also important to develop guidelines.


  • Frequently asked questions about private exchanges

    July 29, 2014

    Commentary: Benefit advisers and their employer clients continue to have questions about private exchanges. Blogger Dan Garlitz shares some recent FAQs fielded by exchange administrator bswift.


  • 3 questions to ask before moving to a private exchange

    July 24, 2014

    The move to a private exchange could be difficult for employees who generally are not accustomed to making benefits plan decisions for themselves, or who balk at the potential of an increased out-of-pocket burden. It’s incumbent upon employers to guide them through the transition to help them accept the idea that having more power and choice is a good trade-off to taking on more risk.


  • 6 investment menu best practices for 401(k) and 403(b) plans

    April 15, 2014

    How does your investment fund line-up compare to the market? Do you have too many investment options or too few? Regular blogger Robert C. Lawton outlines some best practices with regard to investment menus.


  • Getting beyond wellness mythology

    April 14, 2014

    Many wellness models are based on mythology. Myths like all plans should have disease management, or everyone needs to work on heart disease prevention. How to get past the noise and on to effective interventions? Look closely at your own group – its people, its illnesses, and its work environment.


  • The failure of fee disclosure regulations

    February 18, 2014

    While the intent of DOL fee disclosure regulations was to benefit retirement plan participants, results indicate there is much left to be desired. Employees have no idea what to look for or what their 401(k) fees even mean.


  • 403(b) plans can no longer avoid federal government scrutiny

    February 5, 2014

    Some 403(b) plan sponsors believe that if they are exempt from ERISA, they cannot be held accountable as an acting-fiduciary. This is a misconception.


  • MyRA proposal seeks to solve problem that doesn’t exist

    January 29, 2014

    In this commentary, one retirement plan adviser says government efforts and taxpayer funds would be better directed to educating employees on the importance of contributing to their 401(k) accounts and providing additional tax incentives for those few employers that have not already established a 401(k) plan.


  • Making wellness work

    October 29, 2013

    Brokers need to start communication earlier to implement a successful outcomes-based plan.


  • Get more out of voluntary

    October 29, 2013

    Four turnkey solutions to the problem of true benefits engagement.


  • Co-fiduciary

    September 27, 2013

    To be one or not to be one? That is the question for all brokers.


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