Health Reform Archive

  • Mass. repeals state pay-or-play regulations

    June 13, 2014

    The state of Massachusetts officially repealed the employer pay-or-play regulations that were part of its landmark 2006 health care reform law. Similar to the employer mandate in the Affordable Care Act, the state statute required employers of a certain size to either offer health care coverage to their employees or pay a fine.

  • Private exchange enrollment hits 3M

    June 13, 2014

    Estimated enrollment is three times the number consultancy predicted last year.

  • New ACA delay limits employee choice on SHOP exchange

    June 12, 2014

    CMS has granted 18 states a delay in enacting employee choice on the SHOP exchange, which some advisers feel is the only incentive for employers to enroll on the exchange at all.

  • Open enrollment is all about ACA this year

    June 12, 2014

    Benefit brokers should be prepared to communicate ACA updates and answer questions both in-person and via new technology to reach employees.

  • Health plans starting to beef up narrow networks

    June 11, 2014

    Potentially a result of complaints from consumers and increased competition on the ACA exchanges, benefit brokers may be pleased to find more options on the 2015 plans.

  • Are we headed for a national ACA exchange?

    June 11, 2014

    With some state-run exchanges struggling, brokers and agents contemplate whether a national is possible and whether that would be a good or a bad thing for the insurance community.

  • What’s next for big data?

    June 10, 2014

    Benefit brokers should be turning their sights to the capabilities of health care data to improve employer clients’ employees’ health. There are doctors asking for even more potential from computer algorithms to interpret such data and could provide a glimpse into the future.

  • Brokers are best ACA exchange resource, survey says

    June 9, 2014

    Despite all the technical glitches with and state-run exchanges during open enrollment, a large majority of Americans researching health plan options relied on websites for information, but supplemented their research with other outlets for answers, including brokers and advisers.

  • How business can save America from health care

    June 9, 2014

    Commentary: One of America’s most enduring mysteries is why the organizations that pay for most health care don’t work together to force better value from the health care industry.

  • 4 million may pay ACA penalty for lacking insurance

    June 6, 2014

    This figure is about one-third less than previously estimated, after the Obama administration created exemptions from the fine.

  • Advisers question ACA income calculation in light of slew of discrepancies

    June 6, 2014

    Millions of ACA application inconsistencies come as no surprise to benefit advisers and could trigger an influx of business to brokers from confused 2015 ACA enrollees.

  • Enter into an engagement letter: Protect your client, protect yourself

    June 5, 2014

    Advisers looking to protect themselves and their clients from professional negligence or malpractice suits need to enter into an engagement letter, according to an ERISA attorney.

  • Burwell approved as new HHS chief to lead ACA

    June 5, 2014

    Sylvia Mathews Burwell was confirmed Thursday by the U.S. Senate as the secretary of the Department of Health and Human Services, replacing Kathleen Sebelius and signaling a new stage for Obamacare.

  • Rolling on the private exchange train

    June 5, 2014

    Commentary: Blogger Rob Lieblein offers insight as to why private exchanges really are the future of benefits and where benefit brokers and advisers should be in the process of hopping on the exchange train.

  • Could voluntary products see rate hikes?

    June 4, 2014

    Industry experts say that while unlikely, the historically stable product line may have the potential for price changes as its sales continue to rise.

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