Health Reform Archive

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  • Are we headed for a national ACA exchange?

    June 11, 2014

    With some state-run exchanges struggling, brokers and agents contemplate whether a national Healthcare.gov is possible and whether that would be a good or a bad thing for the insurance community.


  • What’s next for big data?

    June 10, 2014

    Benefit brokers should be turning their sights to the capabilities of health care data to improve employer clients’ employees’ health. There are doctors asking for even more potential from computer algorithms to interpret such data and could provide a glimpse into the future.


  • Brokers are best ACA exchange resource, survey says

    June 9, 2014

    Despite all the technical glitches with Healthcare.gov and state-run exchanges during open enrollment, a large majority of Americans researching health plan options relied on websites for information, but supplemented their research with other outlets for answers, including brokers and advisers.


  • How business can save America from health care

    June 9, 2014

    Commentary: One of America’s most enduring mysteries is why the organizations that pay for most health care don’t work together to force better value from the health care industry.


  • 4 million may pay ACA penalty for lacking insurance

    June 6, 2014

    This figure is about one-third less than previously estimated, after the Obama administration created exemptions from the fine.


  • Advisers question ACA income calculation in light of slew of discrepancies

    June 6, 2014

    Millions of ACA application inconsistencies come as no surprise to benefit advisers and could trigger an influx of business to brokers from confused 2015 ACA enrollees.


  • Enter into an engagement letter: Protect your client, protect yourself

    June 5, 2014

    Advisers looking to protect themselves and their clients from professional negligence or malpractice suits need to enter into an engagement letter, according to an ERISA attorney.


  • Burwell approved as new HHS chief to lead ACA

    June 5, 2014

    Sylvia Mathews Burwell was confirmed Thursday by the U.S. Senate as the secretary of the Department of Health and Human Services, replacing Kathleen Sebelius and signaling a new stage for Obamacare.


  • Rolling on the private exchange train

    June 5, 2014

    Commentary: Blogger Rob Lieblein offers insight as to why private exchanges really are the future of benefits and where benefit brokers and advisers should be in the process of hopping on the exchange train.


  • Could voluntary products see rate hikes?

    June 4, 2014

    Industry experts say that while unlikely, the historically stable product line may have the potential for price changes as its sales continue to rise.


  • 10 ACA issues employers need information on

    June 3, 2014

    Groom Law Group outlines ten potential issues that employers may have questions about with the health law and gives tips on how benefit advisers can clarify these areas for their clients. [All images: Fotolia]


  • Online SHOP enrollment expected to be operational for advisers this year

    June 3, 2014

    CMS says benefit brokers and advisers are expected to be able to enroll their small business clients on the federal SHOP exchange online by sometime later this year.


  • Adviser training for 2015 SHOP enrollment to begin in July

    June 2, 2014

    The U.S. Centers for Medicare and Medicaid Services has announced training and registration dates, along with requirements, for benefit advisers and brokers who want to enroll small business employers on the federally facilitated SHOP exchange.


  • Small employers still need guidance on ACA basics

    May 30, 2014

    Benefit advisers are poised to close the gap between employers’ need to control health costs and comply with the health law and employees’ lack of interest in taking ownership of their health care choices.


  • Can advisers survive a demise of small group health insurance plans?

    May 30, 2014

    Benefit insiders predict a steep decline in small business group health insurance sales in the coming years, which could prove harmful for many independent brokers and agents.


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