Health Reform Archive

  • Hobby Lobby likely not 'defining moment' for ACA compliance

    July 10, 2014

    For most employers, the Hobby Lobby decision will have little impact, meaning they will have to comply with the ACA as written. Looking for loopholes can be risky, not just for ACA compliance but also for ERISA compliance, generally.

  • Expanded coverage under ACA means more work for advisers, little extra pay

    July 10, 2014

    Millions more Americans have gained coverage as a result of the health reform law, increasing the workload for benefit advisers, but not necessarily the compensation they receive.

  • New York HIX insurers seek double-digit premium increases

    July 9, 2014

    The six most popular insurance plans on the New York state health insurance exchange are seeking double-digit increases in their premium rates for next year, with an average request of a 14.6% rate hike.

  • 'Aggressive' compliance enforcement a top concern for employers

    July 8, 2014

    As reports of more DOL audits continue to spook benefit advisers into talking compliance with their clients, employers are confirming that they, too, are fearful of federal agencies’ monitoring.

  • Key questions to ask private exchange providers

    July 8, 2014

    Commentary: Exchanges have been successful for retiree coverage. But, will they work for core coverage? Frenkel Benefits’ Craig Hasday shares points to consider with your clients.

  • Time’s up for mini-med plans as skinny plans gain focus

    July 7, 2014

    With the major elements of the Affordable Care Act taking effect this year, mini-med plans have met their demise, but skinny plans are gaining traction in their place.

  • How to expand business with HR, legal, ACA resources

    July 3, 2014

    What gives brokers a competitive edge? In many cases, it’s giving clients the feeling that they are getting the maximum value for their investment in employee benefits.

  • Industry reacts to Hobby Lobby decision

    July 2, 2014

    Earlier this week, the Supreme Court ruled that, as applied to closely held corporations, Obamacare’s contraception mandate requiring employers to provide workers with no-cost access to contraception violates the Religious Freedom Restoration Act. Reaction to the case, Burwell v. Hobby Lobby Stores, Inc., was swift, although most legal experts believe it is not likely to have broad implications for the majority of employer-sponsored health care plans.

  • Most federal HIX inconsistencies went unresolved

    July 1, 2014

    A new HHS report finds most inconsistencies on the federally run state exchanges went unresolved due to inoperative systems.

  • IRS finalizes regulations for health insurance tax credits for small employers

    July 1, 2014

    The IRS has issued final regulations clarifying tax credits for small employers offering coverage to their employees through the SHOP exchange.

  • Low HSA contribution amounts suggest need for more adviser guidance

    July 1, 2014

    While health plans with accompanying HSAs are becoming increasingly popular, there’s evidence that employees aren’t always seizing the opportunity to save, or save the maximum amount.

  • Protect your brokerage while selling on the ACA exchanges

    July 1, 2014

    One speaker at the National Association for Health Underwriters annual conference Monday provided suggestions for brokers to protect their businesses, as well as increase referrals, when enrolling individuals and small businesses on the public marketplaces.

  • NAHU CEO: Lawmakers ‘know who you are’

    July 1, 2014

    Kicking off the National Association for Health Underwriters annual meeting Monday, the group’s lead lobbyist outlined the current status of benefit brokers in the eyes of Washington, while a Republican politician discussed potential outcomes of the 2014 election.

  • Supreme Court backs Hobby Lobby’s religious objection to contraception use

    June 30, 2014

    In a major 5-4 ruling on religious freedom, the Supreme Court of the United States Monday ruled that religious rights of two Christian company owners trumped the rights of its employees to receive full contraceptive coverage promised by mandates in the Affordable Care Act.

  • How to build alliances with CPAs

    June 30, 2014

    Benefit brokers and advisers know that an accountant can be a strong alliance for building business, especially in the post-ACA world. Here’s how to maximize your proposition to CPAs.

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