Health Reform Archive

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  • Private exchanges: 'An evolutionary process'

    November 26, 2014

    Towers Watson has spent nearly a billion dollars of its own capital to build out its private exchange offering, OneExchange, through acquisitions. Jim Foreman, Towers Watson’s director of exchange solutions, shares how voluntary continues to grow in a private HIX marketplace and why more and more employers are expressing interest in the offerings.


  • EBA’s 2014 Advisers of the Year: ‘Know your audience’

    VIDEO | November 25, 2014

    Health care reform is presenting the “biggest challenge” in more than 30 years in employee benefit advising, say EBA’s advisers of the year. Watch as the best of the best, Employee Benefit Adviser’s 2014 Advisers of the Year in health, voluntary and retirement discuss the top issues for 2015 and provide tips for those looking to enter the industry.


  • Obama administration to alter ACA enrollment in 2016

    November 24, 2014

    HHS is proposing to make some significant changes to the rules governing the Affordable Care Act, including a shortened time period for open enrollment and training requirements for brokers and agents.


  • Employer mandate focus of House Republicans' lawsuit

    November 21, 2014

    U.S. House Republicans made good on a vote to sue the Obama administration over implementation of the 2010 health-care law with a lawsuit naming the Department of Health and Human Services and the Treasury as defendants in what they claim to be a case of constitutional overreach.


  • The IRS weighs in on the ACA and ‘skinny’ plans

    November 21, 2014

    The IRS plans to close a major loophole in the ACA by banning employers who offer ‘skinny’ medical plans without hospitalization coverage from qualifying as minimum value plans under the health reform law.


  • 5 important Supreme Court labor and employment law decisions of 2014

    November 21, 2014

    The Supreme Court in 2014 weighed in on key labor and employment cases, delivering opinions that promise to have significant ramifications for employers and benefit plans.


  • Americans find only 3 things less satisfying than health insurance

    November 20, 2014

    Health insurance industry has lowest satisfaction rating in nearly a decade, report says.


  • What's wrong with private exchanges

    November 20, 2014

    Commentary: Private exchanges are not the one-size-fits-all solution some in the benefit industry think they are, says broker Judy Miller. The veteran adviser shares her opinion about the promises and pitfalls of the private exchange solution.


  • Insurance carrier requires ACA exchange certification for all its agents

    November 19, 2014

    Blue Cross Blue Shield is requiring all agents in the individual market in one state be certified to sell in the state’s federally facilitated marketplace — even those who only sell outside of the exchange.


  • CHROs tie higher health, labor costs to ACA

    November 18, 2014

    The HIX marketplace may offer Americans more choice when it comes to health insurance, particularly as public exchange options expand, but it continues to complicate life for HR professionals.


  • Brokers predict increase in employers dropping group health coverage

    November 18, 2014

    A majority of brokers have seen some of their employer clients drop group coverage altogether in reaction to the ACA and double-digit rate increases. That trend, they say, will rise and advisers need to adjust the way they do business if they hope to survive.


  • A 'cynical' look at private exchanges

    November 17, 2014

    Commentary: Are private exchanges just a flex benefits reboot? Lockton’s Mike Smith shares what he thinks will affect their success and adoption.


  • Obamacare 2015 sign-up under way with few glitches

    November 17, 2014

    On Saturday, the first day of enrollment for 2015 Obamacare plans, the federal insurance website was working well enough that 100,000 people submitted applications, U.S. health secretary Sylvia Mathews Burwell reported.


  • Why can't employers pay for employees to go to the exchanges?

    November 14, 2014

    As an effort to comply with the ACA, some employers have been considering offering employees a lump sum of cash to purchase health care coverage on the exchanges, but the DOL now says such an arrangement isn't going to cut it.


  • ACA seen covering 9.9M, lower than forecast

    November 10, 2014

    The Obama administration forecast that as many as 9.9 million people will sign up for health coverage under Obamacare this year, 3 million below a previous estimate from the Congressional Budget Office.


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