Health Plans

  • 5 cost-saving tactics for ACA compliance

    April 17, 2014

    Complying with the Affordable Care Act’s employer shared responsibility rules could add up for employers. Here are five strategies to recommend to your clients today, according to consulting firm Mercer. [Photos: ThinkStock]

  • DC benefit model generates much talk, little action

    April 17, 2014

    The Affordable Care Act’s ongoing rollout continues to plague employers as many look for alternative benefit structures to help with rising costs. The defined contribution benefit model – touted as a way to lower costs for employers and increase choice for employees – is generating lots of discussion but are employers ready to take the plunge?

  • Retiree health coverage at crossroads for employers

    April 14, 2014

    Retiree health coverage options have been a declining benefit for many larger employers. But today, as only one in five employees work at organizations that offer these benefits, the pre-65 population has new options thanks to the Affordable Care Act

  • Health costs pushing U.S. economy ‘off the cliff’: NBCH CEO

    April 14, 2014

    Brian Klepper joined the National Business Coalition on Health last month as the organization’s new CEO. He chats with EBN about his goals, his concerns about private health care exchanges and why the cost of health care is a threat to the competitiveness of U.S. businesses.

  • Does RAND’s coverage-uptick research add up?

    April 14, 2014

    The number of American adults with health insurance coverage from September 2013 to mid-March 2014 increased by 9.3 million – shaving the uninsured rolls to 15.8% from 20.5%, according to a new RAND survey. At least one skeptic, however, says the numbers are skewed and defy conventional wisdom.

  • Countdown to ACA compliance: How to determine your client’s common law employees

    April 10, 2014

    Legal analysis: Are employees hired through a staffing firm or professional employer organization considered full-time employees under the ACA? Answering this question wrong could cost your clients a great deal.

  • Health care engagement, evaluating HIX top challenges for Texas employers

    April 10, 2014

    Engaging and empowering employees to make better health and health care decisions, evaluating health exchanges and dealing with the lack of health care price transparency are three of the biggest challenges for Texas employers, finds a recent survey by the Texas Business Group on Health.

  • Off-exchange options flew under enrollment radar

    April 10, 2014

    While all eyes had been on HIX enrollment numbers during the ACA’s first open-enrollment period, millions of Americans also chose health insurance options off the exchange. What does this mean for adverse selection and future premium pricing?

  • More employers embracing ACA provisions in health plan designs

    April 4, 2014

    While it’s not surprising that in 2013 the trend of employers shifting rising health care costs to employees continued to grow, it also appears employers have begun to design health care plans with looming Affordable Care Act provisions in mind.

  • Premium increases slowing down: ADP

    April 4, 2014

    After a sharp increase of 6.9% from 2010 to 2011, health plan premiums rose at a rate of 1.7% between 2013 and 2014, according to data from ADP.

  • Why it's not too late for employees to get on the exchange

    April 3, 2014

    Yes, the ACA open-enrollment deadline has passed. No, that doesn’t mean employers cannot terminate or change their health plan — because employees can still enroll on the exchange.

  • Cost a main reason for Americans remaining uninsured

    April 2, 2014

    A majority of Americans remain uninsured and many based the decision to stay uninsured on the cost of coverage, with many not even visiting an exchange to see a price estimate, a new study from consultancy Market Strategies International finds.

  • 10 drugs to watch

    April 2, 2014

    Overall spending on traditional prescription drugs — mostly pills used to treat common conditions such as high cholesterol and depression — will decline 4% by the end of 2015, largely because of the availability of generic medications, according Express Scripts. Here are 10 of the top brand-name drugs that had generic equivalents become available in 2013 or are expected to have generics available this year, courtesy of Express Scripts.

  • Threat of ACA penalties could spike future exchange enrollments

    March 31, 2014

    Going uninsured is about to get very expensive. New estimates by NerdWallet show the minimum amount of lifetime penalties for someone who is uninsured is more than $36,000.

  • Hispanics favor ACA, need more enrollment information

    March 28, 2014

    Most Hispanics have a favorable view of the Affordable Care Act, but need more information about it to understand the law and how to enroll in the health insurance exchanges, HolaDoctor, a leading health website for Hispanics, says.

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