Health Plans

  • IRS: Pre-tax payment plans won’t satisfy ACA employer mandate

    May 29, 2014

    The IRS this month clarified for benefit advisers and their clients that employers cannot escape ACA penalties and taxes via pre-tax premium reimbursement plans.

  • Brokers in this state are locked out of ACA enrollment

    May 29, 2014

    Benefit broker compensation problems, an existing health law and a tough exchange board have forced advisers in this state to take a backseat to the implementation of Obamacare.

  • ‘The shock to the system was good medicine regardless of how one feels about the ACA,' and other quotes of the month

    May 28, 2014

    From brokers and advisers to industry and political leaders, influential groups across the country spoke up about the most pressing benefit issues. And they had a lot to say. Here are the most interesting comments made to EBA’s editors in May.

  • What really constitutes good health and wellness?

    May 28, 2014

    If your wellness program consists of a health risk assessment and nothing else, you may be missing the bigger picture. While the tools can yield important information, they may ignore broader factors in employees’ lives that are influencing the unhealthy behavior.

  • Top 25 companies for pay and benefits

    May 27, 2014

    Based on employee reviews, the online career site Glassdoor has released its annual report Top 25 Companies for Compensation & Benefits, providing benefit advisers and employers insight into what forms of pay and perks employees value most.

  • 5 unique ways to spend FSA dollars

    May 27, 2014

    With recent changes to the use-it-or-lose-it rule for flexible spending accounts – employers can now offer a carryover of up to $500 in funds or allow a two-and-a-half month grace period at the end of the year – FSAs may become a more appealing savings option for employees. Here’s what you need to know about the new rules, along with five lesser-known ways employees can spend their FSA dollars.

  • More ACA insurers could help brokers enroll more consumers

    May 27, 2014

    Evidence shows that more insurers bring down premiums on the ACA exchanges, which could ease conversations benefit brokers have with the uninsured about affordability of coverage.

  • Increasing number of employers want total compensation statements

    PODCAST | May 22, 2014

    Advisers should expect more employers asking for ways to facilitate and innovate around these reports. Don Garlitz, executive director of bswift Exchange Solutions, talks trends in transparency and flexibility in this space so brokers can be up to date.

  • CEO of United Benefit Advisors moves on

    May 21, 2014

    UBA’s chief executive officer Thomas Mangan has left his position with the industry group to serve as president of employee benefits for the Market Financial Group.

  • Americans unaware of mental health parity law

    May 21, 2014

    Even though more than one-in-four Americans have received treatment or therapy from a mental health professional, few people know that health insurers are required to provide coverage for mental health, behavioral health and substance-use disorders that is comparable to coverage for physical health.

  • Rx drug costs on exchange plans higher than employer-sponsored coverage

    May 20, 2014

    Individuals could pay more than twice as much for prescription drugs with certain exchange plans, as employers that provide health coverage gain another asset to leverage.

  • State marketplaces may give COBRA a run for its money

    May 20, 2014

    Mirroring a recent HHS initiative, some state-run marketplaces such as Covered California have extended a special enrollment period for COBRA-eligible individuals, allowing them to enroll in a marketplace exchange plan through July.

  • 10 questions to help clear up health plan confusion for employees

    May 19, 2014

    As the Affordable Care Act shines a spotlight on employer-sponsored health coverage, employees are more confused than ever about their health insurance options. As you gear up for open enrollment this year, here are 10 employee questions, courtesy of Towers Watson, you should be ready to answer.

  • Employer health care costs experience global rise

    May 16, 2014

    While health care costs are growing more slowly than in years past, the increases are unsustainable over the long-term, say those in the industry.

  • Feds issue rules for paying insurers from retirement plans

    May 13, 2014

    There’s an end to ambiguity on whether direct payments — for certain kinds of coverage — are taxable or not.

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