Health Plans

  • Employers adjusting benefits spending habits to focus on health care

    July 3, 2014

    Employers are spending more money to keep their employees healthy, even if it means sacrificing other benefits.

  • Why worry about ERISA?

    July 2, 2014

    If it “smells like a benefit plan,” you likely have to follow ERISA, said one speaker at the National Association of Health Underwriters annual convention in Scottsdale, Ariz. Here are some general tips benefit advisers need to know about complying with this law, for your clients and their employees alike.

  • Benefits enrollment disconnect

    July 1, 2014

    A significant divide exists between the open enrollment tactics employees find helpful and those that employers actually provide. For instance, 94% percent of employers agree that one-on-one, in-person meetings are an effective tactic to engage employees, but less than half implement it.

  • 50 best cities for employee satisfaction, Part I

    July 1, 2014

    Where in the U.S. are employees most satisfied? The online career site Glassdoor has released its annual Employment Satisfaction Report Card by City, offering a comparison of overall employee satisfaction, including with compensation and benefits, career opportunities, number of employers hiring, and business outlook expectations. We're counting them down to No. 1 — here are 50-26 and stay tuned for the final 25.

  • Remove IT roadblocks to make HR strategic again

    July 1, 2014

    Multiple vendors providing best-of-breed solutions that are not integrated with each other present budgeting, deployment and management costs and challenges for benefit managers.

  • Digging in to private exchanges

    July 1, 2014

    Still in their infancy, private exchanges present a tremendous opportunity to rein in health care spending and help HR deal with more pressing issues. But what makes a good one, and how are they growing?]

  • Bare-bones health plans may be small employers’ savior

    July 1, 2014

    With the employer mandate just around the corner, small- and medium-sized businesses are beginning to consider so-called "skinny" health plans to provide basic coverage and avoid major penalties.

  • Supreme Court backs Hobby Lobby’s religious objection to contraception use

    June 30, 2014

    In a major 5-4 ruling on religious freedom, the Supreme Court of the United States Monday ruled that religious rights of two Christian company owners trumped the rights of its employees to receive full contraceptive coverage promised by mandates in the Affordable Care Act.

  • Half of benefit advisers considering leaving the industry

    June 27, 2014

    While many brokers consider leaving the industry in response to the changing health care environment, most agree that reform has created a huge opportunity for advisers willing to adapt.

  • Auto-enrollment on ACA exchange won’t hurt brokers

    June 27, 2014

    The U.S. Department of Health and Human Services’ Thursday announcement that consumers already enrolled in marketplace plans in 2014 can auto-enroll for 2015 is largely positive for brokers, though the decision is symbolically unsettling to some.

  • Can employers reimburse employees for coverage purchased on the ACA exchanges?

    June 26, 2014

    Benefit broker and former lawyer David C. Smith breaks down this question that has been somewhat controversial in the past few months, yet he says has a very clear answer.

  • The ins and outs of spousal carve-outs

    June 26, 2014

    Road to Workplace Benefits Mania: Ahead of the July conference, speaker Scott Snow says that most employers have a large health care cost problem and aren’t aware that many employees have working spouses who can be covered by their own plan.

  • 10 ACA questions your small-employer clients are asking

    June 25, 2014

    “The majority of Americans, including many small business owners, are still confused about the health reform legislation,” according to agent training and support organization Health Partners America. Here are 10 common FAQs small group clients have about the ACA so that you can be prepared to answer them.

  • Feds clarify employee orientation periods under the ACA

    June 25, 2014

    In a final rule published today, the U.S. Departments of Labor, Treasury and Health and Human Services say employers can require employee orientation periods to become eligible for health benefits, but say they cannot last longer than one month.

  • What is Medicaid migration and how does it apply to brokers?

    June 25, 2014

    Road to Workplace Benefits Mania: Ahead of the July conference, keynote speaker Ben Geyerhahn previews his strategy for brokers to mitigate health costs — Medicaid migration.

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