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  • 3 steps to take when reviewing fee disclosures

    September 9, 2014

    Commentary: Open enrollment time means employer clients will be reviewing fee disclosures. Columnist John Ludwig discusses several steps plan sponsors should take when reviewing the disclosures for accuracy and to determine if fees are fair and reasonable.


  • Voluntary: Coming soon to private exchanges

    September 8, 2014

    As private exchange providers introduce voluntary benefit offerings, how will broker commissions be affected?


  • Are e-cigarettes friend or foe to employee wellness?

    September 8, 2014

    As the gap widens on whether e-cigarettes are part of the solution or still part of the greater problem of employee smoking cessation, their popularity is still on the rise. Experts from the health management group HealthFitness have provided some additional tips for employers taking on the challenge of creating e-cigarette policies in the workplace.


  • Focus on CDHP education pays dividends for Zions Bancorporation

    September 8, 2014

    Diana Andersen’s efforts to educate employees made the Affordable Care Act a ‘nonevent’ for Zions Bancorporation. Andersen is EBN’s 2014 Benny Award winner for Benefits Leadership in Health Care.


  • Clinical trials: What advisers and plan sponsors need to know

    September 5, 2014

    Commentary: Under the ACA, clinical trials offer an expanding frontier for plan sponsors and insurers, says Symetra’s Marien Diaz.


  • First steps to take with IRS draft ACA reporting instructions

    September 4, 2014

    The IRS has released long-awaited draft instructions for the forms employers will use to comply with the ACA’s employer mandate, giving benefit advisers and their clients a glimpse of the work ahead for 2015 and how to begin preparing now.


  • Verbal COBRA notice sufficient, but still risky

    September 3, 2014

    Court rules verbal COBRA notice is sufficient, but benefit advisers caution employers to follow-up with written notice, as well.


  • CVS halts tobacco sales early, changes corporate name

    September 3, 2014

    CVS Caremark Corp. halted sales of tobacco products almost a month ahead of schedule, started a smoking-cessation campaign, and changed its name to position itself as an advocate of better health.


  • IRS releases draft instructions for ACA reporting forms

    August 29, 2014

    The IRS has posted draft instructions for the various Affordable Care Act reporting that will be done for calendar year 2015 and while the instructions provide much needed guidance for employers and insurers, they also confirm the daunting complexity of the reporting task.


  • Forensic underwriting: A CSI approach to lowering benefit costs

    August 29, 2014

    Insurance underwriting is hardly dramatic enough to warrant a TV show, but there is a forensic component to the annual renewal process.


  • Reducing benefit costs while still valuing employees

    August 26, 2014

    Commentary: Financial services company BOK Financial enlists the help of a benefits communication vendor to boost participation in its consumer-directed health plan.


  • Top health data breaches caused by hackers

    August 26, 2014

    The HHS Office for Civil Rights website of large data breaches lists at least 89 major incidents of hacking, which have become much more prevalent during the past two years. Here is a look at some of the largest.


  • Employers make the business case for benefits through RFPs

    August 26, 2014

    With increased CFO involvement in health care and benefit decision-making, benefit managers are under more scrutiny than ever before to ensure they efficiently manage their health and benefits vendor relationships.


  • One-quarter of young adults lack health coverage

    August 26, 2014

    Millennials are 10% more likely to lack health coverage than adults age 30 and over despite paying lower costs, receiving subsidies based on income and possibly staying on their parent's health insurance policy until age 26.


  • Self-insured employers wary about private exchanges

    August 22, 2014

    Large employers say they don’t have plans to eliminate health care coverage for active employees in 2015, although 35% say they are considering moving their active employees to a private exchange in 2016 or beyond, a recent survey finds.


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