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  • CHROs tie higher health, labor costs to ACA

    November 18, 2014

    The HIX marketplace may offer Americans more choice when it comes to health insurance, particularly as public exchange options expand, but it continues to complicate life for HR professionals.


  • A 'cynical' look at private exchanges

    November 17, 2014

    Commentary: Are private exchanges just a flex benefits reboot? Lockton’s Mike Smith shares what he thinks will affect their success and adoption.


  • Rising consumer confidence leading to increased health care spending

    November 17, 2014

    With an expected 5.5% rise in health care costs in 2015 – the same year the Affordable Care Act’s employer mandate takes effect – employers have high hopes that spending can be reined through increased employee consumerism.


  • Obamacare 2015 sign-up under way with few glitches

    November 17, 2014

    On Saturday, the first day of enrollment for 2015 Obamacare plans, the federal insurance website was working well enough that 100,000 people submitted applications, U.S. health secretary Sylvia Mathews Burwell reported.


  • Demystifying the ACA’s pediatric dental requirements for small employers

    November 14, 2014

    The Affordable Care Act’s inclusion of pediatric dental coverage as an essential health benefit has small employers facing a dilemma: Whether to embed dental coverage within a medical plan or offer dental benefits as a stand-alone plan. Market confusion about what these plan options include and exactly what the health reform law requires highlights the need for expert benefit adviser help.


  • Why can't employers pay for employees to go to the exchanges?

    November 14, 2014

    As an effort to comply with the ACA, some employers have been considering offering employees a lump sum of cash to purchase health care coverage on the exchanges, but the DOL now says such an arrangement isn't going to cut it.


  • GAO details factors that led to extremely low SHOP enrollment

    November 13, 2014

    Delays, limited awareness, competition and insufficient subsidies among problems outlined in a Government Accountability Office report on state and federal small group exchanges. CMS says brokers will play a key role in any future growth.


  • Enroll America gears up for shortened ACA enrollment period

    November 13, 2014

    The pro-Affordable Care Act national non-profit group Enroll America is expanding its outreach staff and launching new technology-driven tools in order to reach the still uninsured and enroll them in health insurance during open enrollment, which starts Saturday.


  • Healthcare.gov customers get sneak peek at 2015 plans

    November 10, 2014

    Potential Healthcare.gov customers can peek at 2015 prices for the program’s health plans today after the government said it would release a “window-shopping” feature overnight.


  • Retiree health benefits case goes before Supreme Court

    November 10, 2014

    The Supreme Court is set to decide the question of whether plan sponsors bound by a collective bargaining agreement have to provide medical benefits for the duration of a retiree’s lifetime, even after the collective bargaining agreement expires.


  • SCOTUS to review ACA subsidies; experts predict little change

    November 7, 2014

    The U.S. Supreme Court has agreed to review a challenge to the tax subsidies allowed under the Affordable Care Act, but legal experts predict any high court ruling will have little effect on the law or employers.


  • Supreme court agrees to hear case challenging ACA subsidies

    November 7, 2014

    The U.S. Supreme Court agreed to consider a challenge to the subsidies that are a linchpin of President Barack Obama’s health-care overhaul, accepting a case that suddenly puts the law under a new legal cloud.


  • Proactive brokers use private HIX to boost voluntary sales

    November 6, 2014

    Private exchanges are giving brokers and benefit advisers a new venue to increase voluntary benefit sales.


  • CMS delays enforcement of health plan identifiers in HIPAA transactions

    November 6, 2014

    In a surprise move, CMS has delayed its enforcement of the use of health plan identifiers in HIPAA transactions. What does this mean for your employer clients and HIPAA compliance?


  • 6 open enrollment trends to watch

    November 6, 2014

    Open enrollment season is designed to not only allow employees to make changes to their plans, but also to educate them. Likewise, employers and advisers should use the fourth quarter as an opportunity to stay abreast of the latest changes in health care plans. Here are six trends to watch for during the 2014-2015 open enrollment season.


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