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  • Frequently asked questions about private exchanges

    July 29, 2014

    Commentary: Benefit advisers and their employer clients continue to have questions about private exchanges. Blogger Dan Garlitz shares some recent FAQs fielded by exchange administrator bswift.


  • Feds release draft tax forms for employer compliance with ACA

    July 25, 2014

    The IRS released draft forms for employers to use to report health coverage offerings to employees, unveiling a glimpse of the administrative onus in store for benefit advisers and their employer clients working to comply with the health law.


  • 3 questions to ask before moving to a private exchange

    July 24, 2014

    The move to a private exchange could be difficult for employees who generally are not accustomed to making benefits plan decisions for themselves, or who balk at the potential of an increased out-of-pocket burden. It’s incumbent upon employers to guide them through the transition to help them accept the idea that having more power and choice is a good trade-off to taking on more risk.


  • 5 ideas for a positive open enrollment season

    July 23, 2014

    Benefit advisers and employers should follow these suggestions from Mercer on ways to make open enrollment 2015 successful for companies and employers alike.


  • Subsidy ruling could further delay employer mandate

    July 23, 2014

    Two court rulings issued this week taking opposing views on the legality of subsidies granted to individuals who enroll in the public health care exchanges have the potential to further delay the employer mandate, say some legal experts.


  • Brokers must work for carrier commissions on ACA exchanges

    July 23, 2014

    As some brokers continue to wait for their payments, it seems no one carrier is better or worse at this issue across the U.S. What is clear is that advisers who previously worked in group need to learn a new system to track and monitor commissions.


  • Employers won’t feel immediate sting from federal court ACA subsidy ruling

    July 22, 2014

    In another blow to President Barack Obama’s signature legislation, a three-judge panel on the D.C. Circuit Court of Appeals has ruled in favor of the plaintiff, declaring the law’s premium subsidies are invalid in more than two dozen states due to the law’s specific language.


  • The current fee-for-service system hinders value-based plan design

    July 21, 2014

    Commentary: Blogger Cyndy Nayer discusses how to ensure the efficacy of true patient-centered care and what’s needed for value-based decisions to succeed.


  • Cafeteria plans: Still going strong after all these years

    July 21, 2014

    Commentary: Columnist Jerry Kalish discusses the ins and outs of cafeteria plans, which may be seeing a rise in interest due to the ACA.


  • Employers continue to shift health care cost burden to employees

    July 18, 2014

    With health care costs continuing to rise, it’s no surprise to benefit advisers that their employer clients continue to seek benefit solutions that shift some of the cost burden to their employees — and new data reveals that trend shows no signs of stopping.


  • Employers on private exchanges troubled by employee communication challenges

    July 18, 2014

    Early adopters to the private exchanges say they've experienced major issues with helping workers better understand the complexities - and do-it-yourself aspects - of the new world of health care.


  • 'Messy' future ahead for health care market

    July 17, 2014

    A boom in private exchanges and a changing distribution system for health care will create a new landscape for benefits managers and advisers, with more emphasis on consumer-directed health care.


  • CA insurance rate ballot measure could become countrywide concern

    July 17, 2014

    A proposal up for vote in the most populous state would give the insurance commissioner veto power over health insurance rates, among other things, and has brokers fearful of the trend spreading to other states.


  • Provider networks set to drive benefits market under ACA

    PODCAST | July 17, 2014

    Ron Goldstein, president and CEO of CaliforniaChoice, talks about the advantages of private exchanges and how networks will start to drive the benefits market as the Affordable Care Act levels the playing field on price and benefit offerings.


  • Senate bill to overturn SCOTUS Hobby Lobby decision blocked

    July 16, 2014

    The Senate Wednesday failed to get enough support for its reversal plan of the recent Supreme Court Hobby Lobby ruling that will allow some employers to decline providing insurance coverage for some forms of birth control based on religious grounds.


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