• CDHP confusion exposes need for adviser assistance, educational tools

    July 11, 2014

    An increase in the offering of consumer-driven health care products has not translated into increased understanding on the part of consumers — exposing a need for more assistance from benefit professionals and educational tools.

  • Senators introduce bill to counteract Hobby Lobby decision

    July 10, 2014

    Sens. Patty Murray (D-Wash.) and Mark Udall (D-Colo.) on Tuesday introduced new legislation to counter the debated Supreme Court Hobby Lobby decision, which favored religious exemptions to certain contraception methods.

  • What kinds of HRAs are permitted post-ACA?

    July 9, 2014

    Commentary: While the rules are clear that employers cannot reimburse employees for coverage purchased on the Affordable Care Act’s exchanges, broker David C. Smith explores questions about post-ACA reimbursement arrangements, particularly HRAs.

  • Industry reacts to Hobby Lobby decision

    July 2, 2014

    Earlier this week, the Supreme Court ruled that, as applied to closely held corporations, Obamacare’s contraception mandate requiring employers to provide workers with no-cost access to contraception violates the Religious Freedom Restoration Act. Reaction to the case, Burwell v. Hobby Lobby Stores, Inc., was swift, although most legal experts believe it is not likely to have broad implications for the majority of employer-sponsored health care plans.

  • 10 ACA questions small employers should be asking

    June 27, 2014

    “The majority of Americans, including many small business owners, are still confused about the health reform legislation,” according to Health Partners America, a broker training and education organization. Here are 10 FAQs about the Affordable Care Act and its implications for small businesses.

  • ESOP fiduciaries not entitled to presumption of prudence

    June 26, 2014

    The president of the ESOP Association calls the Supreme Court’s decision in Fifth Third Bancorp v. Dudenhoeffer a “mish-mash” and says he doesn’t consider it to be a big victory for employers.

  • 10 ACA questions your small-employer clients are asking

    June 25, 2014

    “The majority of Americans, including many small business owners, are still confused about the health reform legislation,” according to agent training and support organization Health Partners America. Here are 10 common FAQs small group clients have about the ACA so that you can be prepared to answer them.

  • Benefits pros advised to find strategy, compliance sweet spot

    June 25, 2014

    Dealing with the compliance and regulatory challenges of the Affordable Care Act and other employment legislation hasn’t left employers much time in recent years to deal with broader benefits strategy issues but the two areas – compliance and strategy – go hand-in-hand.

  • ‘Keep plans as simple and straightforward as possible,’ and other quotes of the month

    June 23, 2014

    From brokers and advisers to industry and political leaders, influential groups across the country spoke up about the most pressing benefit issues. And they had a lot to say. Here are the most interesting comments made to EBA’s editors in June.

  • DOL proposes FMLA expansion for same-sex marriage employees

    June 20, 2014

    A new proposal from the Department of Labor plans to extend the reach of the Family Medical Leave Act to all eligible employees in same-sex marriages, as the federal government continues to offer guidance after the U.S. Supreme Court’s landmark ruling in United States v. Windsor.

  • Paid sick leave law administrative burden for employers, but benefits employees

    June 18, 2014

    Newark is set to join the likes of several other large cities that require employers with 10 or more employees to offer paid sick time.

  • Obamacare overshadows same-sex marriage benefit compliance

    June 17, 2014

    Employers focused on Obamacare may be missing one of today’s most important compliance issues: benefits for same-sex married couples. Since June 2013, when the United States Supreme Court ruled in U.S. v. Windsor that a federal statute limiting the terms “spouse” and “marriage” to couples of the opposite sex was unconstitutional, a sea-change has taken place in national attitudes about same-sex marriage.

  • IRS targets Roth feature in 401(k) plans

    June 16, 2014

    The IRS has launched a compliance check program to better understand how plan sponsors are complying with Roth deferral provisions in 401(k) plans. If asked to participate, failure to to respond could trigger an audit.

  • Meeting IRS 6055 and 6056 reporting requirements

    June 9, 2014

    Why it’s important to prepare your employer clients now for this ACA filing due in early 2016.

  • 4 million may pay ACA penalty for lacking insurance

    June 6, 2014

    This figure is about one-third less than previously estimated, after the Obama administration created exemptions from the fine.

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