Get a life

Will the recession and continued economic woe simply contribute to the decades-long erosion of life coverage? Or will a return to basics, remind employers and employees alike of the need for traditional financial planning - in which the coverage will always plays a central role? Experts everywhere are gazing into their crystal balls trying to divine exactly when and how severely the economic malaise will impact their business. If you or someone you rely on hasn't lost a job and you weren't planning on taking retirement in the next decade, then you may even feel a bit better now than you did just a few months ago. Gas prices are half what they were. But more and more folks are holding their crouched positioning, knowing their bit of terra firm could soon come loose, forcing them to jump without any confidence about where and how they will land.

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