Get a life

Will the recession and continued economic woesimply contribute to the decades-long erosion of life coverage? Or willa return to basics, remind employers and employees alike of the needfor traditional financial planning - in which the coverage will alwaysplays a central role? Experts everywhere aregazing into their crystal balls trying to divine exactly when and howseverely the economic malaise will impact their business. If you orsomeone you rely on hasn't lost a job and you weren't planning ontaking retirement in the next decade, then you may even feel a bitbetter now than you did just a few months ago. Gas prices are half whatthey were. But more and more folks are holding their crouchedpositioning, knowing their bit of terra firm could soon come loose,forcing them to jump without any confidence about where and how theywill land.

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