Benefits' 5 biggest tripwires

With all of the rules and regulations governing benefits delivery and administration, industry pros can be left feeling like they are traversing a minefield. However, knowledge is power. So, the first step to avoiding benefits’ biggest pitfalls is knowing what they are. We’ve outlined five of them for you here.

3. Health Care Reform


Health care reform has added new coverage mandates, notice requirements, disclosure requirements and plan-status requirements to an employer’s already overwhelming list of compliance responsibilities. In addition, the complexities of this legislation may actually increase as insurance exchanges, pay or play rules and assistance programs come into effect.

Employers should keep in mind that they probably pay people, either directly or indirectly, to assist them in managing their health plan. Savvy advisors are using health care reform changes as an opportunity to illustrate their value. So, so let them help you — it’s their job.




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