The number of small-group employers who offer group coverage is declining due to the soaring costs of health insurance. And of those employers with less than 50 employees who do provide group coverage, very few plans cover dependents.

Thatís why small employers are thinking about moving to individual coverage ó they want more predictable expenses year to year, says Jay McLauchlin, senior vice president of national sales at HealthPlan Services. Brokers need a tool to stay competitive...

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It turns out that two of the most common consumer complaints about HIX plans mirror longstanding gripes about traditional health insurance, but there’s a movement afoot to ensure provider network directories are accurate and help patients better calculate and budget for out-of-pocket costs in the nascent online marketplace.  read more »
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