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April 16, 2012
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 The final ruling
for the insurance exchange portion of the Patient Protection and
Affordable Care Act is out. While less than half of the states have made
measurable progress toward the deadline, the real story for brokers is
the opportunity in the exchange model itself. “Government-funded
exchanges will simply not have the depth and breadth in employee
benefits that certain employers will want, nor are they intended to.
Private exchanges are where brokers can lead with product and service
innovation,” says BeAdvised contributor Sam Fleet. read more »
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 Just as financial
planners can help employees to save enough to meet their future
retirement needs, OptumHealth Financial's Cara Sjodin explains how
advisers can meet the rising need for such advice on consumer-driven
health care plans and associated health savings accounts.
read more »
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 During tax season,
employees are sharply reminded of how much cash Uncle Sam takes from
their paychecks. Many workers already take advantage of benefits such as
tax-exempt health savings accounts, group term-life insurance and even
tax-deferred benefits in retirement plans. Here are seven tax-free
benefits that keep cash in employees' pockets, as well may provide
attractive deductibles to companies.
read more »
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Learn the
latest developments in incentives and the key to building a client base
by effectively engaging plan participants from Michael Dermer, president
and chief executive of IncentOne. The Lyndhurst, N.J.-based company
launched its first incentive program to boost consumer and provider
engagement in 2004 and now has more than 350 customers, including health
plans, health service companies and self-insured employers.
read more »
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Want to
win an Amazon.com gift card? You're close! We're just over 100 "likes"
away from giving away our first amazon.com gift card. Help us reach 500
fans and once we do all fans are automatically entered to win.
read more »
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