In an environment of rapidly rising premiums and deductibles, non-traditional products and services help mitigate health care costs, promote educated consumerism, and reduce out-of-pocket medical expenses for the insured, uninsured and under-insured.
Blogger Rob Lieblein points out that about 70% of insurance agencies donít have a succession plan and says that itís not as easy and fast a process as most brokers think.
Employers continue to see a rise in health insurance costs. Annual premiums for employer-sponsored family health coverage reached $16,351 in 2013, up 4% from last year, according to the Kaiser Family Foundation/Health Research & Educational Trust (HRET)†2013 Employer Health Benefits Survey. So how can employers work to control these costs? A key success factor in reducing health insurance costs is the leadershipís commitment to this strategy. Can you find top-down leadership commitment to a long-term program
To help make the most of open enrollment season and position yourself as a trusted resource for your roster of HR managers, The Standard's John West shares a few focus areas to help strengthen your clientsí overall benefits health.
2014 will see fast-paced action and unforeseen market surprises, writes guest blogger Lindsay Resnick. With competitive rivalry at all-time high, keep a close watch on the trends impacting your business and take a proactive approach to managing change.
Were living in the age of big data, so why has so little changed in how we make our health insurance decisions, asks Liazon co-founder Alan Cohen. The private exchange entrepreneur makes the case why benefits should meet technology.
Since the institution of 401(k) plans more than 30 years ago, 401(k) providers have escalated the number of plan features to stay competitive within the marketplace. But, in order to be successful today, selling features alone wont cut it, writes blogger Jerry Kalish.
Business owners may have flirted with the concept of self-funding in the past, and may have even discussed it with their brokers, but implementation has been notoriously slow. That's about to change, writes blogger Sam Fleet.
For those who have taken the time to read through the model exchange notices recently released by the Department of Labor you may have noticed some glaring issues with the questions, writes UBA CEO Thom Mangan, who helps provide some clarity.
When it comes to health benefits, most employers want to figure out a strategy and stick with it, year after year. But what should small employers do when their existing plan faces increasing costs, less flexible design choices and the possibility of federal penalties?
Beverly Beattie recently worked with a productivity consultant who taught her and her staff how to set up our environment so that it functions in a way that serves us well. Here are the top three takeaways she gained from this experience.
Blogger Jerry Kalish says that while the retirement income challenge is starting to be addressed, there still needs to be a delivery system which is you. This retirement expert shares how you can achieve that.